Credit Options
UFA offers a variety of flexible credit and No Payment, Interest Free Financing Programs to help you Get it. Done.
Choose from:
View credit optionsUFA Credit
UFA Credit, offers you convenience and financial flexibility. As a trusted provider of agricultural and petroleum products, we provide a credit solution tailored to meet your personal operations as well as the specific needs of farmers, ranchers, and business owners alike. With a UFA Credit Account, you can charge your purchases at any of our 34 Farm and Ranch Stores, over 100 Petroleum Locations, and even online at UFA.com. Whether it's fueling your vehicle, fleet or equipment, a UFA Credit Account also allows you to apply for a cardlock fuel card, providing you with access to fuel 24/7, 365 days a year. The best part? You can charge your purchases and pay the balance due in full the following month, giving your business the financial flexibility you need.
USED FOR:
UFA credit is used to charge your purchases at any of our 34 Farm & Ranch Stores, over 100 Petroleum locations and online shopping at ufa.com.
PAYMENT:
Purchases on UFA credit are interest free and due in full the following month.
Payment options include:
- online banking
- in person at any UFA Farm & Ranch Supply Store, Petroleum Agency or via Canada Post
- EFT (Electronic Funds Transfer)
- PAD (Pre Authorized Debit). A secure option to pay your statements - eliminating cheques, postage and late payment charges.
APPLY FOR CREDIT ONLINE.
Easy. Convenient. Secure.
Applying for credit online provides you an easy, convenient and secure option to apply for your credit needs, by eliminating the need for paper forms and postage.
To apply for credit online you will need:
- Government-issued photo ID for verification
- Provide Consent to ID verification by a third-party provider
- A mobile device for ID verification
- Date of Birth and banking information
QUESTIONS:
Contact us at 1 (877) 258-4500 Select, Option 1 then, Option 2 or email us at Credit.Applications@UFA.com.
Credit Limit Increase
Already have UFA Credit and need more? Apply for a credit limit increase online at myUFA. It’s an easy and secure way to request an increase and you can also check your current credit limit and balance, view your statements, and make payments online.
If you prefer, you can complete the form by downloading a copy here and then follow the instructions on the form for how to submit via fax, in-person, mail or email.
If you have never logged into UFA.com, your first step will be to register here for a myUFA profile prior to completing the additional steps below.
TO APPLY FOR A CREDIT LIMIT INCREASE
- You must have an existing credit account with us. If not, you must submit a new application for Credit found above.
- Login to myUFA
- Go to the Account Management tile
- Click on ‘View Credit Balance’, followed by the ‘Increase Credit Limit’ button.
Please note that your profile must be linked to an account with credit and have credit permissions to view this feature.
FCC Credit
UFA is proud to work with FCC to offer three credit options, and to offer exclusive pre-approval for the FCC EasyGROW and FCC EasyFUEL programs.
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FCC EASYGROW
USED FOR:
Farm Fuel, Seed, Crop Input
BENEFITS:
- For purchases made between September 1, 2022 – August 31, 2023, do not pay until March 15, 2024
- Line of credit can be reused when paid down
- Floating interest rate at CIBC prime plus 2.95%
- The majority of renewals fall within the FCC auto-renewal program
- Simple online approval process
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FCC EASYFUEL
USED FOR:
Farm Fuel
BENEFITS:
- For purchases made between September 1, 2022 – August 31, 2023, do not pay until March 15, 2024
- Line of credit can be reused when paid down
- Floating interest rate at CIBC prime plus 2.95%
- The majority of renewals fall within the FCC auto-renewal program
- Flexible, dedicated financing for petroleum-related purchases for your agricultural business or operation
- Manage your input and fuel purchases separately
- Simple online approval process
Apply online today or call 1(888) 522-2555.
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FCC EASYTERM
FCC EasyTerm financing covers most farm or ranch related capital expenditures over $4,500. You can choose variable or fixed interest rates for up to 10-year terms, with longer terms available for large construction projects.
There is flexibility on interest rates for loans over $25,000.
USED FOR:
Livestock Equipment, Grain Handling Equipment, Building Supplies, Building Packages, Shop Equipment, Fencing & Fencing Supplies
Scotiabank's Yield More FinancingTM
Scotiabank Yield More Financing is another financing option available.
USED FOR:
Seed, Crop Input
BENEFITS:
- Amounts up to $50,000 are unsecured, and the line of credit can be reused when paid down
- Line of credit can be reused when paid down.
- Floating interest rate at Scotiabank prime plus 2.95%
- Interest lowers to prime plus 1.95% for lines of credit over $200,000, regardless of the amount owing.
