Finance and Leasing

Interest Free Program

UFA offers financing solutions to support your business and help you Get it. Done.

Pick the financing option that fits your needs.

UFA Credit

We offer consumer, farm, small business, large commercial and government credit accounts for your convenience.


  • Purchases on UFA credit are interest free until the 25th day of the following month, when payment is due in full.
  • Easy online access to balance information, statements and invoices through myUFA.

To apply for a UFA credit account, download and complete the appropriate application form and bring it to any UFA Farm & Ranch Supply store or Petroleum agency, along with one piece of official government issued photo ID.  Once ID has been verified by a UFA team member, they will be happy to send in your applications or you can scan and email them to

Apply Now:

UFA Credit on Account – Application Form >

UFA Credit on Account – Credit Limit Increase >

UFA Credit on Account - Agreement >

Questions:  Give us a call at (877) 258-4500 or email us at Once a UFA representative has verified your ID, you, your local store or Petroleum agency can send in your application       


Don't pay until June 25, 2021

  • Program valid until May 31, 2021
  • Valid with a minimum purchase of 2,000 liters of farm fuel and/or $2,000 of canola, corn or forage seed; crop production products including fertilizer, bins, fans and augers.
  • All product must be invoiced and picked-up/delivered between March 1 – May 31, 2021

Buy Now. Pay Later.

** The Buy Now, Pay Later program Is available with a minimum purchase of 2,000 litres of farm fuel, or $2,000 of crop inputs including seed, crop protection products, fertilizer, in-stock bins and augers. The Buy Now, Pay Later credit program is valid from March 1 – May 31, 2021 with full payment due on or before June 25, 2021. Program is valid with a minimum purchase of 2,000L of approved ag-marked fuel and/or $2,000 of approved seed, crop inputs including crop protection products and/or fertilizer, in-stock bins and augers. Product must be invoiced and picked-up/delivered by May 31, 2021 to qualify. Must have a UFA Member account with active credit privileges in good standing and have a valid SFTX, BC FIN 458 or AFFB permit at time of purchase. Offer excludes heating oil and Cardlock purchases. Payment options include credit card, debit card, cash, cheque, Farm Credit Canada and Scotiabank Yield More credit lines. Payment type must be confirmed at the time of purchase. Farm Credit Canada and Scotiabank Yield More credit lines must have adequate credit limit and be in good standing.


CANTERRA SEEDS Canola and PRIDE Seeds Corn

Exclusively at UFA.

  • * Customers must have available FCC credit at the time of purchase.
  • Transaction will be applied directly to FCC Credit Line at time of purchase.
  • Product must be invoiced by April 30, 2021.
  • Seed purchases are interest free until December 1, 2021, payment on FCC Crop Input loan is due March 15, 2022.



Buy Now Pay Later

FCC Easy Grow - Farm Credit Canada

FCC EasyGROW Credit

EasyGROW Credit applies to the purchases of bulk fuel, seed, crop protection products, fertilizer, crop input services – including seed treating.

Exclusive UFA Pre-Approval Offer

UFA Members with a credit account of $10,000* or more are pre-approved for FCC EasyGROW credit.

The pre-approved FCC credit is in addition to your UFA Credit.

There is no change to your UFA Credit limits if you accept this offer.


  • Amounts up to $100,000 are unsecured, and the line of credit can be reused when paid down
  • For purchases made between September 1, 2020 – August 31, 2021, do not pay until March 15, 2022
  • Floating interest rate at CIBC prime plus 2.95%
  • The majority of renewals fall within the FCC auto renewal program

To take advantage of this pre-approval all you need to do is:

  • Call FCC at 1 (888) 522-2555 and provide them with your UFA member number.
  • FCC will provide you a copy of the terms and conditions to sign and return.

Please note: Preapproval is contingent on FCC final approval and upon receipt of their required documentation. UFA Members are pre-approved based on current credit with UFA, up to a maximum of $100,000.

FCC EasyTerm - Farm Credit Canada

FCC EasyTerm

FCC EasyTerm financing covers most farm or ranch related capital expenditures over $4,500.   You can choose variable or fixed interest rates for up to 10-year terms, with longer terms available for large construction projects.

There is flexibility on interest rates for loans over $25,000.

Use FCC EasyTERM for:

  • Bins, Dryers, loaders and grain vacs
  • Field and hay equipment
  • Livestock and grain handling equipment
  • Shop equipment
  • Trailers
  • Fencing and fencing supplies
  • Engines, compressors, welders and pressure washers
  • Pre-fabricated buildings packages
  • Garage and shed packages
  • Residential building packages
  • Construction and renovation materials
  • Labour and related materials.

Learn more or apply now.

Yield More Financing - Scotiabank

Scotiabank Yield More Financing™

Scotiabank Yield More Financing is another financing option available.


  • Amounts up to $50,000 are unsecured, and the line of credit can be reused when paid down
  • For purchases made between  September 1, 2019 – August 31, 2020 balance is due February 28, 2021
  • Floating interest rate at Scotiabank prime plus 2.95%
  • Interest lowers to prime plus 1.95% for lines of credit over $200,000, regardless of the amount owing.

Apply Now:

Call Yield More Financing at 1 (866) 603-4188 to apply.

Payment options

We aim to make it easy for you to do business with us. We accept many forms of payment at point of sale including, including VISA, MasterCard, debit, UFA credit, and personal cheques from UFA members with credit privileges, or good old cash. 

Leasing can give offer better returns than buying.  We work with leading lease providers to get you the best deal to ensure you have the tools and equipment to get the job done.

Benefits of Leasing:

  • Conserve capital - free up your cash with periodic payments instead of one upfront purchase. Also allows you to add   feature or accessories to your purchase with only a small payment increase.
  • Preserve credit lines – keep your credit free for seasonal inputs including bulk fuel.
  • Access potential tax benefits – consult your tax adviser to see how leasing can work for your operation.
  • Enjoy flexible repayment plans, tailored to your cash flow.
  • Generally receive 100% financing.
  • Use new equipment and technology to get the job done!

What you can lease:

  • Grain and fertilizer storage (bins and equipment)
  • Pre-Fab Structures (for Agricultural use)
  • Sheds or Shops (for Agricultural use)
  • Augers, Conveyors, Seed Treaters
  • Sprayer Tanks
  • Livestock Handling
  • Welding Equipment
  • Compressors
  • Trailers
  • Fuel Tanks

Contact one of our leasing partners directly:

We work with all major leasing providers, including those listed above.


For more information on Leasing options please contact your local UFA representative or Credit department at 1 (877) 258-4500.

Finance and Leasing

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