Easy Financing Options to Support Your Business and Goals
UFA proudly offers consumers, farms, small businesses, commercial operations and government bodies financing options to make it easier to operate and Get it. Done. For starters, we help simplify how you manage your UFA financing with online access to balance information, statements and invoices through myUFA.
UFA works with major leasing providers allowing you to purchase the new equipment or buildings you need to grow your operation.
Learn MoreWe have the right credit solution to fit the needs of your operation.
Comparing Popular Credit Products
| UFA Credit | FCC EasyGrow | FCC EasyFuel | ScotiaBank YieldMore | FCC EasyTerm | |
|---|---|---|---|---|---|
| Farm Fuel | ✓ |
✓ |
✓ |
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| Seed | ✓ |
✓ |
✓ |
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| Crop Input | ✓ |
✓ |
✓ |
||
| Animal Feed | ✓ |
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| Livestock Equipment | ✓ |
✓ |
|||
| Grain Handling Equipment | ✓ |
✓ |
|||
| Building Supplies | ✓ |
✓ |
|||
| Everyday Purchases | ✓ |
||||
| Purchases on UFA.com | ✓ |
||||
| Building Packages | ✓ |
✓ |
|||
| Shop Equipment | ✓ |
✓ |
|||
| Fencing & Fencing Supplies | ✓ |
✓ |
|||
| Learn More |
Comparing Popular Credit Products
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UFA CREDIT
Farm Fuel ✓
Seed ✓
Crop Input ✓
Animal Feed ✓
Livestock Equipment ✓
Grain Handling Equipment ✓
Building Supplies ✓
Everyday Purchases ✓
Purchases on UFA.com ✓
Building Packages ✓
Shop Equipment ✓
Fencing & Fencing Supplies ✓
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FCC EASYGROW
Farm Fuel ✓
Seed ✓
Crop Input ✓
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FCC EASYFUEL
Farm Fuel ✓
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SCOTIABANK YIELDMORE
Seed ✓
Crop Input ✓
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FCC EASYTERM
Livestock Equipment ✓
Grain Handling Equipment ✓
Building Supplies ✓
Building Packages ✓
Shop Equipment ✓
Fencing & Fencing Supplies ✓
PRE-AUTHORIZED
BILL PAYMENTS.
Easy. Convenient. Secure.
Pre-Authorized payments provide you with easy, convenient and a secure option to pay your statements. Eliminating cheques, postage and late payment charges.
- Select the “Plan Agreement Form” below.
- Fill in the form from your device OR you can print the form and fill in the details.
- To submit your completed form, please follow the directions provided on the bottom of the form by using email or mail. Please remember to include a void cheque or a pre-authorized debit form from your financial institution.
Once the application form has been completed and returned, your future payments will be automatically withdrawn from your bank account.
If you have any questions, please contact the UFA Accounts Receivable team at accounts.receivable@ufa.com or 1 (877) 258 4500.
Credit Program Details
UFA Credit
To apply for a UFA credit account, download and complete the appropriate application form and bring it to any UFA Farm & Ranch Supply store or Petroleum agency, along with one piece of official government issued photo ID. Once ID has been verified by a UFA team member, they will be happy to send in your applications or you can scan and email them to Credit.Applications@UFA.com.
PAYMENT OPTIONS
- We aim to make it easy for you to do business with us. We accept many forms of payment at point of sale including, including VISA, MasterCard, debit, UFA credit, and personal cheques from UFA members with credit privileges, or cash.
- Purchases on UFA credit are interest-free until the 25th day of the following month when payment is due in full.
- Easy online access to balance information, statements, and invoices through myUFA.
QUESTIONS
Give us a call at 1 (877) 258-4500 or email us at Credit.Applications@UFA.com.
FCC Credit Opportunities
UFA is proud to work with FCC to offer three credit options, and to offer exclusive pre- approval for the FCC EasyGROW and FCC EasyFUEL programs.
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FCC EASYGROW CREDIT
EasyGROW Credit applies to the purchases of bulk fuel, crop input supplies including fertilizer, crop input services – including seed treating, bins, general farm supplies and animal nutrition supplements.
BENEFITS
- For purchases made between September 1, 2022 – August 31, 2023, do not pay until March 15, 2024
- Line of credit can be reused when paid down
- Floating interest rate at CIBC prime plus 2.95%
- The majority of renewals fall within the FCC auto-renewal program
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FCC EASYFUEL CREDIT
FCC EasyFUEL Credit applies to the purchases of bulk fuel, fuel tanks and lubricants.
BENEFITS
- For purchases made between September 1, 2022 – August 31, 2023, do not pay until March 15, 2024
- Line of credit can be reused when paid down
- Floating interest rate at CIBC prime plus 2.95%
- The majority of renewals fall within the FCC auto-renewal program
- Flexible, dedicated financing for petroleum-related purchases for your agricultural business or operation
- Manage your input and fuel purchases separately
- Simple online approval process
Apply online today or call 1(888) 522-2555.
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FCC EASYTERM
FCC EasyTerm financing covers most farm or ranch related capital expenditures over $4,500. You can choose variable or fixed interest rates for up to 10-year terms, with longer terms available for large construction projects.
There is flexibility on interest rates for loans over $25,000.
Use FCC EasyTERM for:
- Bins, Dryers, loaders and grain vacs Field and hay equipment
- Livestock and grain handling equipment Shop equipment
- Trailers
- Fencing and fencing supplies
- Engines, compressors, welders and pressure washers Pre-fabricated buildings packages
- Garage and shed packages Residential building packages Construction and renovation materials
- Labour and related materials
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UFA – FCC PRE-APPROVAL OFFER
UFA Members with a credit account of $10,000* or more and in good standing are pre-approved for FCC EasyGROW or FCC EasyFUEL credit. The pre-approved FCC credit is in addition to your UFA Credit. There is no change to your UFA Credit limits if you accept this offer.
Please note: Preapproval is contingent on FCC final approval and upon receipt of their required documentation. UFA Members are pre-approved based on current credit with UFA, up to a maximum of $100,000.
- Call FCC at 1 (888) 522-2555 and provide them with your UFA member number.
- FCC will provide you a copy of the terms and conditions to sign and return.
Scotiabank's Yield More FinancingTM
Scotiabank Yield More Financing is another financing option available.
Benefits:
- Amounts up to $50,000 are unsecured, and the line of credit can be reused when paid down
- For purchases made between September 1, 2021 – August 31, 2022 balance is due February 28, 2023
- Line of credit can be reused when paid down.
- Floating interest rate at Scotiabank prime plus 2.95%
- Interest lowers to prime plus 1.95% for lines of credit over $200,000, regardless of the amount owing.
